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Open-Ended Lines of Credit - Compliance Issues
Start Date: 2/21/2018Start Time: 1:30 PM
End Date: 2/21/2018End Time: 3:30 PM
Event Description:
Complying with the open-ended provisions of Regulation Z is a complicated issue. There are many intricate requirements to follow, from disclosures, servicing, and advertising. Plus, there are differing requirements depending on whether the plan is a home equity line of credit (HELOC), credit card plan, or personal or overdraft line.

This webinar will focus on the personal/overdraft lines and HELOC requirements. We will discuss how to ensure all the Reg. Z rules are followed, especially around disclosures. We'll also touch on some of the other rules that impact HELOCs, such as appraisal rules and the coming HMDA requirements.

covered topics:
Determining basic coverage of lines of credit under Reg. Z and other consumer protection rules
Changes in terms - "significant changes"
Treatment of credit balances
Disclosing variable rate plans
HELOC special provisions, including right of rescission
Advertising open-ended credit plans, including marketing to college students
Servicing - periodic statements
Real estate laws and regs for HELOCs
Fair lending implications (there are some!)
And much more
Contact Information:
Name: Ann DeVilbiss
Phone: 443-837-1606
Email: adevilbiss@mdbankers.com
State Agency(s)
Commerce
Website Link:
https://www.bankwebinars.com/2692/open-ended-lines-of-credit--compliance-issues?idAff=81962&entityDomainId=3&secure=False

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